Built to help people get down the mountain.

The analogy Jim uses with everyone is mountain climbing. Investment and wealth professionals help you climb: you are working toward a retirement date, building assets, trying to reach the top. But the most dangerous part of any climb is the way down. That is where most people get hurt, and almost nobody plans for it.

American Retirement Pros exists for the descent. Guaranteed income so you do not run out of money. Tax efficiency, mostly through Roth conversions, so the IRS takes the smallest share the law allows. And legacy and long term care planning, so what you built goes where you want it and a health event does not undo it.

Where he comes from.

Jim has spent 27 years in the annuity and life insurance side of the industry, including work with Fortune 500 carriers designing the products themselves. He also helped run an insurance marketing organization that supports other financial professionals. Three years ago he left the corporate world to work directly with families, most of them friends, neighbors and referrals around his home in Malvern.

He holds an MBA from the University of Notre Dame and a finance degree from DeSales University.

The road here.

How he works.

• Independent. Contracted with nearly every carrier in the market. The plan comes first; the product is chosen to fit it.
• Small and direct. You deal with the owner. No phone tree, no handoff.
• Plain spoken. If a Roth conversion or anything else is not right for you, Jim is the first to say so.
• Coordinated. He works alongside your CPA and attorney, not around them.
• Local. Meetings at a coffee shop near you, your kitchen table, or by video. Jim serves Philadelphia and about 40 miles around it.

"We're just trying to do the right thing by our clients. We match the client to what fits. We don't push products on people."